Professional shares pro tips on how to improve personal finances: ‘I'll start by saying that I've been tracking my expenses for about 6 years, and financially, it completely changed my life’

The way I see it, we should all receive financial education from an early age so we can successfully avoid generating debt or terrible, otherwise avoidable mistakes in our youthI don't know why we keep teenagers away from the financial world when it literally starts occupying so much of our lives the minute we join the workforce. I'm not saying we should torment them with our financial worries, and I understand general budgeting knowledge and administration are already part of what some families teach their children; still, I definitely think it should be a topic in our formal education as well.In an ideal world, we would put knowledge into practice from a young age and be pros by the time we reach our twenties.Finances weren't usually discussed in my household, so I grew up thinking mostly everyone started with pretty much the same opportunities from the get-go. Only later did I realize there were people far less fortunate than me, and people who had much more fortune to begin with. I know this is a rather bleak realization, because it's the moment you realize you have to put in three times the effort somebody with rich parents has to put in to start a project, for example.Still,…

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